Nicky Wake
Productivity Tip:
Schedule a Money Check-In
Money admin has a habit of hanging around in the back of your mind: bills to pay, spending to check, savings goals to revisit. 💸 And you probably won’t be surprised to hear that financial strain has been linked to poorer mental and physical health.
But you know what else? Studies suggest that simply making a concrete plan for unfinished tasks can reduce the intrusive thoughts they create, freeing up mental space for other things.
So instead of dealing with your finances reactively, try scheduling a weekly or monthly money check-in. Use the time to review your spending, upcoming expenses and progress toward your goals, and make any decisions you’ve been putting off.
Keeping everything in one place helps, too. A dedicated tool like the Panda Planner Financial Planner gives you a structured place to organize your finances and plan ahead.
The goal isn’t to think about money more — it’s to give it a designated time and place so you can think about it less the rest of the week.
Routine Breakdown
Nicky Wake, Entrepreneur & Speaker
40 Laps, Inbox Zero & a Very Busy Brain: An Entrepreneur’s Routine

“Running six businesses and non-profits means I need structure, but I always leave room for the next big idea,” says Nicky Wake, a multi-award-winning entrepreneur, TEDx speaker, and media commentator. With ventures including Don’t Panic, Chapter 2, and Sober Love, Nicky has learned that each business needs something different from her — and that juggling them all means staying organized while protecting time and headspace to think.
The Routine:
- Starts the day with a swim. “Whenever I can, I start every working day with 40 lengths. It gives me uninterrupted thinking time. I’ll plan my day and my priorities while I’m in the pool, think through upcoming meetings, work through new product ideas and generally get myself into a positive mindset.” Nicky says swimming became important when she quit drinking and went into rehab. “I wanted to find one positive habit that I could build into my everyday routine, and swimming became my sanctuary.”
- Keeps her inbox clear. “I’m obsessive about inbox zero and simply can’t unwind properly until I know I’ve dealt with everything that needs my attention or filed it for the appropriate action.” She also keeps an ongoing to-do list on her phone: “I get a ridiculous amount of satisfaction from ticking things off throughout the day.”
- Makes space for a weekly reset. Nicky has hypnotherapy once a week, a practice she originally began to support her sobriety. “I have a very busy brain and there are always several businesses, communities, ideas and decisions competing for my attention, so I’ve found it really helpful to have that regular time to clear my head and refocus.”
- Builds networking into her working week. “I really believe you’re only as good as your little black book, and I’m a demon networker,“ says Nicky, who goes to business events and hosts lunches regularly. “Some of the best opportunities I’ve had have come through relationships and conversations rather than anything particularly formal.”
- Protects time for the people closest to her. However busy work gets, Nicky makes time for her partner Dan every weekend and at least one evening during the week. She has also made spending an hour or two each day with her son Finn a priority, although that routine is changing as he heads to university.
- Is learning to switch off. “I’m a complete workaholic and make no secret of the fact that I love what I do.” Her partner recently bought her a Kindle to encourage more downtime, and she’s trying to read rather than automatically finding something else to work on. “The only problem is that I have to stop myself from filling the Kindle with business books, otherwise I’m not sure it really counts as switching off!”
Why it works:
- Nicky’s routine balances structure with mental space. Simple systems like inbox zero and a running to-do list keep the practical side of a busy working life under control, while swimming and weekly hypnotherapy give her dedicated time to think, reset, and generate ideas. Just as importantly, she deliberately makes room for relationships and downtime rather than expecting them to happen around work.
If you have trouble switching off, as Nicky does, it can help to protect your downtime just as deliberately as you protect your working hours. Whether it’s reading, swimming, or something else entirely, try to find something that gives your brain permission to clock off.














